Did you know you have the right to get a free copy of your annual credit report? All you have to do is to click on the link below. We will ask for a few personal details to prove your identity. You can then access a copy of your report.
This is information collected centrally and it is used by banks, mortgage and credit card companies to assess whether you are a good credit risk.
Why should you care?
If this information is not accurate, complete and up-to-date, you could find you are denied credit or the credit card company suddenly hikes the interest rates because you have become a bad risk.
Why might this happen? Not everyone takes the time to notify the central agency of all your information. Or there may be mistakes made. Worse, you may be the victim of identity theft and someone is “out there” blotting your credit record.
Getting your credit report is free. You can then see whether something has gone wrong and take steps to put it right. Federal law is on your side. You can insist that errors are corrected. If someone has stolen your good name, you can change your credit cards and notify the police.
It only takes one click below to protect yourself and your credit record.